January and February

Start the Year Strong by revisiting your goals and mapping out the months ahead. Get Tax-Ready by organizing your return information now for a smooth filing season. Plan Your Required Minimum Distributions by reviewing your RMDs early to stay compliant and on track.

March and April

Tax Returns Review – Check your returns early to spot planning opportunities, assess changes in your financial situation, and uncover additional tax-saving strategies to keep your year on track.

May and June

When to Review Your Estate Plan – Revisit your estate plan regularly to help ensure it aligns with your goals, evaluating key elements that may need updating. State Document Checkup – Carefully review your documents, watch for life changes, and make updates as needed to keep your plan current and effective.

July and August

Mid-Year Investment Check – Review your portfolio to ensure your strategy remains aligned with your goals, reassessing risk, allocation, and diversification beyond just performance. Emergency Fund Review – Evaluate your emergency savings by clearly defining essential expenses and adjusting for life changes to maintain financial stability.

September and October

Insurance Coverage Review – Reassess your insurance policies to ensure protection keeps pace with life changes, from property and liability to health and life coverage. Medicare & Benefits Check – Evaluate Medicare options and employer-provided benefits to optimize coverage, costs, and contributions during key enrollment periods.

November and December

Year-End Planning Opportunities – Take advantage of time-sensitive tax strategies and review your full financial picture before deadlines pass. Strategic Giving & Tax Planning – Evaluate charitable giving options and review taxable investment income to better manage your overall tax strategy.

Wells Fargo Advisors Financial Network does not provide legal or tax advice.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.